Broaden your credit ecosystem. Narrow down the effort.
Our SaaS-enabled platform helps companies embed credit in their ecosystem through a simple plug-and-play design, and in turn, diversifies the credit portfolio of lending institutions.
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We are not tooting our own horn but really telling you about the few best parts of our platform.
Launch your lending product instantly via our APIs or our configurable consumer journeys.
Product-driven API flows & user journeys tailored to specific needs.
Get real-time dashboards, detailed reports & all the intelligence on your portfolio.
Different but familiar
Access credit from our large lender network or get one of your own lending partners onboarded.
It works like magic
With the virtue of our state-of-the-art technology, we aim to help companies embed credit in their ecosystem by facilitating lending from NBFCs, Banks and FinTechs, thus enriching the credit portfolio of the latter!
Promising an easy setup, low operational hassle, and faster turnaround time, we aim to solve a pressing issue - to fill the gap between the demand and supply of credit, seamlessly. Here is an end-to-end view of our service process for partners.
Embed our standard set of APIs and user journeys in your platform.
Configure your own credit product using our customizable tech infrastructure.
Choose from a wide network of our lender partners or connect your own lender partners.
With all the systems in place, start transacting!
Ashish Taneja - GrowX Ventures
Nitin Gupta - Uni Cards
Anuj Khosla - Hitachi Payment Services
Sidd Gandhi - GowX Ventures
Karthik Bhat - Force Ventures
Avinash Kumar - Credenc
We are here to help you get the fundamentals right or you can directly connect with us, we’ll love that.
What qualifies as an enterprise with credit needs?
Any entity creating an ecosystem or facilitating transactions between various players in the ecosystem with the need of credit
Who are lenders?
Lenders are institutions that can provide credit to the ones who need it. Banks, non-banking financial institutions (NBFCs), lending FinTechs qualify as lenders.
What is a credit ecosystem?
A credit ecosystem is a place for all players to coexist in the credit chain. Individuals in the ecosystem do not compete with but instead mutually depend on each other.
Does that mean you share the risk in the transactions?
No, we do not share the risk with the parties involved. We work as catalysts to streamline a smooth credit supply from the lender to the borrower and are not involved directly in financial transactions between the two.
What are the service add-ons that you offer?
We are subject matter experts on technology! Our infrastructure provides onboarding support, end-to-end lending stack to enterprises which includes LOS, LMS, Consumer App, Team App, eKYC, eSign, eCollect etc., configurable product APIs, real-time dashboards for credit management, and a robust risk management framework.
I, as an enterprise, want to onboard a bank which is not on your lending middleware. Is this possible?
Absolutely! You can get your own lenders on board with us, and we’ll take care of the agreements, onboarding, tech-support etc. via a simple plug-and-play design. You can sit back and avail our services at your convenience!
lending infrastructure / infrastructure lending / infrastructure for SME financing
Though small and medium enterprises play a vital role in India’s overall economic growth, they are way behind when it comes to receiving timely credit assistance for their operations. According to a World Bank Report, formal SMEs alone contribute to up to 40% of a country’s GDP in emerging countries like India. This number could go up significantly higher when the informal or unorganized SMEs are included. By 2030, SMEs could generate up to 600 million jobs globally. However, the lending infrastructure for SMEs is not as comfortable as one would expect to support this growth. What are the challenges that SMEs face when it comes to infrastructure lending? What is the future of infrastructure lending in India? Let’s keep reading below to find the answers to these questions.
Indian Supply Chain Finance / Supply Chain Finance
Supply Chain Finance (SCF) is one of the modern financing solutions for businesses. It makes the relationship between the buyers and sellers in a transaction better than before. This mechanism is also known as reverse factoring or supplier finance. SCF aims to offer working capital finance and other short-term credit to improve the liquidity of all the parties involved in the transaction.
Working capital / Permanent working capital / Consumer Brands
In today’s highly dynamic business landscape, small and medium enterprises (SMEs) face various operational challenges, which include restricted cash flow or crunched capital. However, there is an innovative financial solution known as supply chain finance which has emerged as a savior for SMEs, providing them with the necessary liquidity and flexibility to grow and thrive.